Finances, Real Estate

5 Credit Cards for New Homeowners – Realtor.com

As any homeowner will attest, buying a house is one of those purchases that only comes with more expenses. Maintaining a budget and shopping around for the best deals on big expenses like furniture and home repair services will help you save money as a homeowner, but taking advantage of good credit card offers can be another way to accomplish the same goal.

You may be surprised to learn about all the different credit cards out there that meet the money-saving needs of homeowners—there are a lot of options, but you generally need a good or excellent credit score to take advantage of the offers. Before applying for any new credit, take a look at your credit scores to see if you have a good chance of qualifying for it (you can see two of your credit scores for free on Credit.com). If you’re about to apply for a home loan, it’s not a good time to apply for a new credit card (or any other new credit), because you want your credit to be as good as possible when shopping for home loans.

However, if you are in a position to consider opening a new credit card, there are plenty of cards with great benefits for homeowners. This isn’t a definitive list or ranking of any sort, but here are some cards you may want to look into if you’re a homeowner trying to cut back on expenses.

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