Lending, Real Estate

Low mortgage rates are good for buyers and refinance

In a time of meager income growth, low mortgage rates have played an integral role in enhancing affordability and re-inflating home prices. Low rates increase the ability of a given income to afford a higher-priced home. Source: Low mortgage rates are good for buyers and refinance

Lending, Real Estate

Federal funds rate expected to rise by late 2015. Time to buy your home?

As predicted by many economists, the Federal Reserve is indeed considering raising the Federal Funds Rate later this year, Fed Chair Janet Yellen said Friday. In a speech at the Providence Chamber of Commerce in Providence, RI, Yellen said that the Fed is seeing widespread economic improvement and expects that improvement to continue. And if the economy improves as expected,…

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Lending, Real Estate

Is it time to buy a new home? Interest rates predicted to increase by end of 2015

As predicted by many economists, the Federal Reserve is indeed considering raising the Federal Funds Rate later this year, Fed Chair Janet Yellen said Friday. In a speech at the Providence Chamber of Commerce in Providence, RI, Yellen said that the Fed is seeing widespread economic improvement and expects that improvement to continue. And if the economy improves as expected,…

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Lending, Real Estate

Mortgage rates unchanged and remain near 2015 lows | 2015-04-16 | HousingWire

Average fixed mortgage rates were largely unchanged amid a light week of economic releases, with rates hovering near their 2015 lows. Despite this, Mortgage applications have been largely flat this year so far. “Mortgage rates were little changed following a light week of economic reports and remaining low at the spring homebuying season. Of the few releases, the advance estimate of…

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Lending, Real Estate Agent

10-Step Guide to Buying a House – Real Estate News & Advice – realtor.com

“1. Are You Ready to Become a Homeowner? Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals. 2. Get a REALTOR® In the maze of forms, financing, inspections, marketing, pricing and negotiating, it makes…

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Lending, Real Estate

Refinancing to End PMI: A Deal or a Dud?

“For many home buyers, private mortgage insurance is a necessary evil. If you don’t have 20% in cash to put down on a home, you’ll often be left with little choice other than PMI. But that doesn’t mean you’re stuck with the payments. If you’ve built up some equity in your home, you may be able to refinance your loan and…

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Lending, Miliatary, Real Estate

VA Appraisal vs. Home Inspection

“The VA appraisal is a crucial part of the home-buying process for qualified veterans and service members. VA appraisals focus on valuation and a more broad-based check of property conditions that could affect health, safety, or marketability. Every VA buyer needs to clear the appraisal hurdle. But understand that an appraisal is not a home inspection. To be sure, you’re required…

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Lending, Real Estate

5 Mistakes That Delay Mortgage Approvals (and How to Avoid Them) | Zillow Blog

“One of the hardest parts of getting a mortgage is interpreting advice from all the parties involved: mortgage lender, real estate agent, insurer, attorney or escrow officer, tax adviser, financial adviser, plus your family, friends and colleagues. Since your mortgage lender is involved in all parts of a financed home purchase, an ace lender can be your best guide. Here are…

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Lending, Real Estate, Real Estate Agent

5 Steps to Searching for and Buying a Las Vegas Home

Looking to buy a Las Vegas Home? Look no further! Whether your looking to buy a home in Las Vegas, Henderson, or North Las Vegas, I can help! Here are 5 steps to help you get started on your path to home ownership in Southern Nevada! 1. Pre-Qualify Let’s get you lined up to be pre-qualified to buy your home. This…

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Lending, Real Estate, Real Estate Agent

5 Best Steps to Searching for and Buying a Las Vegas Home

Looking to buy a Las Vegas Home? Look no further! Whether your looking to buy a home in Las Vegas, Henderson, or North Las Vegas, I can help! Here are 5 steps to help you get started on your path to home ownership in Southern Nevada! 1. Pre-Qualify Let’s get you lined up to be pre-qualified to buy your home. This…

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