family, Real Estate, Schools

Search Homes for Sale by School in Las Vegas

How important when moving is it to search homes for sale by school in Las Vegas? Moving to any part of the Las Vegas valley or Henderson requires more than just considering the home itself. Fortunately there is a way to search for the status of each school and see how it is performing through the Nevada School Performing Framework (NSPF).…

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Real Estate, Real Estate Agent

Why You Need a Real Estate Agent to Buy a Home – via @Redfin

“Advocacy With an agent, you’ll have an experienced advocate and negotiator. Buying a home is an emotional process. For many people, it’s the largest transaction of their life and it’s often done during other major life changes, like an expanding family or a job relocation. Stress and strong emotions can cloud judgment – which can cause you to make a…

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Real Estate

Home Prices in Las Vegas, San Francisco to Outpace the Nation in 2015

Bold Predictions for Las Vegas Housing Market in 2015Housing analysts also expect larger-than-average price gains in the Las Vegas real estate market this year. Zillow has forecast an increase of 6% over the next year. That’s a bit lower than their previous prediction of 8.4% for this metro area, but still higher than the national forecast. via Home Prices in…

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Lending, Real Estate

87% of properties qualify for down payment assistance | 2015-02-03 | HousingWire

The average amount of down payment assistance across all counties is $11,565. “Many homebuyers, especially millennials, haven’t fully investigated their home financing options because are pessimistic about qualifying for a mortgage. Our Homeownership Program Index highlights the wide range and availability of down payment programs available to today’s homebuyers. In fact, 91 percent of the 2,290 programs in our registry…

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Lending, Real Estate

Housing market extremely strong in 2015

“Buy before it’s too late Buyers should act now––delayed purchases will only result in higher monthly mortgage payments as prices and rates rise. In fact, our forecast data show affordability may decline as much as 10% over the course of the year. Plus, we won’t get another head fake on mortgage rates like we did in 2014. The economy is much…

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Lending, Real Estate

The Pros and Cons of Fixed-Rate Mortgages

“Fixed-rate mortgages are the most common type of mortgages available. Many home buyers prefer them to adjustable-rate mortgages for a number of reasons. But just because one is more popular doesn’t mean it’s right for you. FRMs have both pros and cons that you need to evaluate before choosing…” via The Pros and Cons of Fixed-Rate Mortgages. ___ DaLea Ellis, Realtor…

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Lending, Real Estate

How VA Loans Stack Up Against Conventional and FHA Loans

“For many military service members and veterans, VA loans are the most powerful home-buying tool on the market. Qualified buyers can purchase with $0 down and considerably lower credit scores than what conventional lenders typically require. To be sure, loans guaranteed by the Department of Veterans Affairs aren’t the right fit for every veteran. But the program’s more flexible requirements have helped scores…

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Lending, Real Estate

Compare Mortgage Rates with the Government’s New Rate Checker Tool

“It pays to shop around for your mortgage, since lenders’ rates are all over the place. This rate checker from the US Consumer Financial Protection Bureau shows the most common rates based on your financial inputs. In the example above, most lenders are offering 3.75%—but some go even lower. The rate checker takes into account your credit score, state, and…

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Lending, Real Estate

Boomerang home buyers are coming back – Money.CNN.com

“Half a million home buyers: Homeowners can recover from foreclosure in as little as three years, but seven years is the “conservative” amount of time it takes to rebuild a credit score, according to RealtyTrac. That means many homeowners who lost their homes in 2007 should be able qualify for a new home loan this year. More than 500,000 people…

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Real Estate, Real Estate Agent

Home Buyers: 3 Signs It’s Time to Enlist a Real Estate Pro | Zillow Blog

“The growth of online real estate listings means consumers are equipped with information very early in the home buying process. A generation ago, to get listing information and access to historical data, home buyers needed to connect with a real estate agent much sooner — sometimes even prematurely. But today’s home buyers can do a lot of the legwork themselves, conducting…

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